HDFC Bank Hiring for Credit Intelligence & Control- SLI – Officer – Gorakhpur at Gorakhpur, Uttar Pradesh Full Time

CIC – SLI

Job posted on

Sep 04, 2023

Employee Type

Permanent-Sales Vertical

Experience range (Years)

0 – 5 years

Group Company: HDFC Bank Limited

Designation: Credit Intelligence & Control- SLI – Officer

Position description: Providing support towards reducing fraud risk in the SLI product

Primary Responsibilities:
To conduct Risk based checks on Groups and Group members post disbursement

Checking existence of groups and members

Checking for anomalies such as member exit from group OR members from same family etc.

Checking Involvement of 3rd party in the loan structure and in sourcing process

Checking approved Geo limit in between the group member.

Any unauthorized financial transactions carried out by the bank staff or associated staff for facilitate the loan.

Verifying RM, Credit FE and SO visit conducted at the time of sourcing stage.

Checking maintenance of records by group and group members for e.g.; 100% attendance at time of BET (borrower eligibility test), borrower cannot have more than 2 loans other than HDFC bank

Confirming loan availed by members and end use

Scrutiny of KYC documents held by the applicant

Responsible for gathering concerns on any issues related to misappropriation of funds, higher EMI / higher interest charges collected from group members

Instilling confidence in group members to admit any kind of wrong practices happening with regards to group management

Support in carrying out investigations of frauds detected post disbursement and initiate remedial procedures towards recovery and legal recourse

Additional Responsibilities:
Engaging with Business and Credit unit to discuss and resolve matters pertaining to specific cases

Highlighting instances to Business and Credit of instances where group members’ contractibility was low.

MIS reporting to Location managers and Regional teams on various data requirements

Highlighting incorrect information updated in the loan structure i.e. Incorrect Mobile no. KYC’s

Educational qualifications preferred

Category: Bachelor’s Degree, Master’s Degree

Required work experience

Industry: BFSI

Role: Fresher/Sales

Years of experience: 0 to 5

Key Performance Indicators:
Proactive, Ability to complete the given task within defined time period

Required Skills:
Honesty & integrity

Hard & smart working

Go getter attitude

Ability to convince & influence

Good communication Skills

Proficiency in excel and adequate system knowledge.

Other:
Reporting Designation: Location Manager

Reporting Department-Sub BU: CIC – SLI

Work Environment Details:
Field work