HDFC Bank Hiring for Retail Agri-Rural Portfolio Officer – Khanna at Khanna, Ludhiana, Punjab Full Time

KGC

Job posted on

Jun 14, 2022

Employee Type

Permanent-Sales Vertical

Experience range (Years)

0 – 3 years

Group Company: HDFC Bank Limited

Designation: Retail Agri-Rural Portfolio Officer

Position description: Ensuring timely portfolio Rotation, deposition of instalment, meeting defaulting customers, collecting PDD, submission of Call Memo, etc.

Primary Responsibilities:
Relationship Building and Maintenance

To liaise with existing customers for building relationships.

Rotation & Recovery

Follow-up for rotations and deposition of installment

Working towards benchmark on rotation & recovery

Housekeeping

Submission of Post Disbursement Documents (PDD)

Call Memo submission.

Collection & Submission of LAD

Sourcing and Business Generation

Ensuring focus on KGC Business generation and achieving Productivity benchmarks/targets

Increase penetration of KGC Business in existing and new villages.

Cross sell

Opening of Liability accounts as per the benchmark.

Cross selling asset as guided by Relationship Manager from time to time

Promotion of digital platforms like NetBanking, Mobile Banking, PayZapp, Insta Alert, Smart Buy, etc.

Additional Responsibilities:
Any other task assigned by seniors from time to time.

Educational qualifications preferred

Category: Bachelor’s Degree, Master’s Degree

Required work experience

Industry: BFSI/Agri input/FPO

Role: Sales Executive

Years of experience: 1 to 2

Required Competencies:
Basic understanding of Banking Products & Processes

Good Team spirit

Time / Team Management

Proficient in local language

Proactive & focused approach

Required Knowledge:
1-2 years experience in Financial Services/ agri input companies/ FPO is preferable. Should have basic knowledge of agriculture/ crops.

Required Skills:
Persuasion & Selling Skills

Other:
Reporting Designation: RM- Retail Agri

Reporting Department-Sub BU: KGC

Specific requirements

Travel: Customer Visits

Vehicle: 2 wheeler preferred

Other details

Contract Types: PERMANENT