TATA Capital Hiring for Loan Officer at Darbhanga, Bihar Full Time

To ensure the achievement of disbursement targets with minimum delinquency

Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.

Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.

Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.

Disbursement, repayment and delinquency management, achieving daily / weekly collections targets

Makes a close follow up of the disbursed loans, especially of the ones not paying on time.

Undertake regular field visits, Centre Meeting and loan applican ts

Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.

Build strong client relationships both internally and externally and build a strong brand identification with potential customers.

Ensuring weekly / daily meetings & visit to centre

Fresher to maximum of 5yrs exp + as a sales officer in microfinance business

Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills

Relationship management, Business sourcing

Flair for sales

Understand critical attributes of customer service

Education Graduate in any discipline