Valenta BPO Hiring for AU Loan Processor at Bengaluru, Karnataka Full Time

Current Openings

1

Work Experience

1-3 years

Industry

Financial Services

Salary

20000-35000peso

City

Philippines

State/Province

Karnataka

Zip/Postal Code

560097

Job Description

Overview of the Role

Mortgage loan processors work with clients to complete mortgage loan applications. This involves collecting, verifying, entering data and submitting the employment and financial data, including an applicant’s assets, current debts and monthly expenses. The goal is to help qualified individuals to obtain loans in a timely manner and protect our organization’s credibility.

Knowledge & Skills

• Experience with working on any of the ERP softwares.
• Should have basic knowledge of MS Office.
• Ability to understand and interpret financial reports and documents.
• Self-learning & ability to manage the work with minimum supervision.
• Self-motivation & eagerness to learn new concepts.
• Flexible to work in different time zone.
• Strong attention to detail and accuracy.

Role Dimensions

• Preparing loan files for submission.
• Reviewing and verifying each file to ensure that all information is correct and current.
• Analyzing various assets & liability documents like bank statement, Investment statement, property documents, income statement and other documents related to mortgage processing.
• Updating the information in the ERP systems. Calculating serviceability & analyzing the products as per client’s requirements.
• Preparing the mortgage loan application for the clients, submitting it to the lender and follow up of the loan status with the lender. Communicating the status of the loan to broker via email on a day to day basis.
• Ordering credit reports and property valuation report from the appropriate parties and reviewing them for acceptability prior to submitting for approval.
• Acting as a liaison and maintaining communication between banks, brokers and all parties involved in the transaction.
• Preparing approved loans for closing and coordinating closings with lenders, borrowers and brokers.
• Requesting additional information from third parties by phone or email as required.
• Completing compliance reviews for the submitting files and for the settled files (Post settlement compliance).

Requirements

Minimum Requirements

• Master’s degree in Finance or Related Fields.
• Basic knowledge of Mortgage terminology.
• 6 months to 2 years of Experience in Mortgage Industry.
• Good written & verbal command over English.

Benefits

Joining bonus, based on role

Yearly performance-based bonus

Opportunity to liaise with Valentas global service delivery centres across north America, and Europe and Australia

Freedom of internal mobility between offices across India

Opportunities of inter-department mobility as per business requirements

International travel opportunities directly meet with global clients, provide on-site solutions, and represent the company at various industry events and conferences

Global career path upon successful completion of 12 months with the organization, offer to relocate to our global centre in Canada based on role and employee performance

Work directly on day-to-day basis with international clients and gain immense exposure and knowledge expansion in your field of interest

Twenty-six weeks paid maternity leave

Five days paid paternity leave

Thirty paid leaves in the calendar year for sick and annual leaves

Five-day workweek

Reliable medical insurance cover

Professional certifications offered based on interest and career progression

Great rewards and recognition for star performers

Professional development training programs offered as part of career growth

Team building activities for a positive work environment

Liberty to express suggestions, ideas, and work-related-process improvements methods. We value the inputs of our employees.

Be part of a committee of your choice (ISO, sustainability, CSR, training and development, health and wellness, reward and recognition, entertainment and much more)

A world class organization that puts its employees first