Aditya Birla Group Hiring for Business Analyst at Delhi Cantonment, Delhi, India Full Time

• Analysis of quality proposals:

▪ To analyze the proposal as per the standard parameters

▪ Analyse Management Risk, Industry Risk, Business Risk and Financial Risk of the proposal

▪ Adhere to the credit policy guidelines

▪ Understand proposals by way of trade references, banker reference checks and other surrogates.

▪ Capture the strength and weakness with proper mitigants

▪ Responsible for maintaining check on allocated portfolio & provide regular alerts to Relationship Team & Management

• Timely processing of credit proposals:

▪ Timely preparation of proposals highlighting strength and weakness in the proposal

▪ Personal discussion with customers to understand business, cash flows, purpose of loan, etc. and resolution of credit concerns.

▪ Timely submission of proposals to Risk Team

▪ Coordination with sales & risk team members to ensure timely approval of proposals.

• Renewal / Enhancement of existing facility:

▪ Sending timely and advance intimation to sales team for proposals due for review and renewals

▪ Timely preparation of review / renewal proposals.

▪ To ensure the fulfilment of the condition stipulated at the time of sanction

▪ Timely submission of review / renewal proposals to Risk Team and coordination with them for completion of timely reviews / renewals

• Continuous Monitoring of portfolio:

▪ Periodic review of the borrowers’ account

▪ Regular updates on sectoral changes with help of external sources

• Business Support:

▪ Help sales team to understand the strength & weakness of the proposal

▪ Timely responding to the requests of sales team

▪ Support for development of new products and related parameters / documents to Origination and Structuring Head and Zonal Head