Citigroup Hiring for Independent Risk- Credit Approver at Gurgaon, India Full Time

Responsibilities:

• Evaluate and approve credit proposals within delegated credit authority, ensuring compliance with risk policies and standards as well as regulatory requirements.

• Prioritize and timely review of credit requests, providing sound credit judgement in approving profitable and prudent credit exposures.

• Maintain close risk oversight of the borrowers to minimize credit costs and assure the risk profile remains within the Bank’s credit appetite. Provide immediate attention and guidance to deteriorating credits.

• Develop a holistic understanding of Citi’s Commercial Risk Management Policies and Processes, including CCB Country Appendix and Local Operating Procedures

• Keep abreast of regulatory developments, business trends and market sentiments.

• Participate in portfolio reviews and stress tests, and to implement action plan(s) where appropriate.

• Implement relevant credit policies and procedures and to provide guidance and expertise as required.

• Work with stake holders and assist them in regulatory reviews, internal and external audit exercises.

• Work with stake holders and assist in maintenance of data quality, collateral monitoring and other credit processes.

Qualifications:

• You should preferably be a degree holder with minimum 8-11 years of credit experience with wholesale lending.

• You should also possess strong analytical, interpersonal and organizational skills with attention to details

• Demonstrated ability to take intelligent risk and exercising independent and sound judgment

• Proven leadership skills and ability to work independently and a strong team player.

• Sound understanding of cash, trade and derivative products. Good understanding of counterparty risk, market risk and its impact on credit decision.

• Excellent written and verbal communication skills are essential

• Stays current with the dynamic demands of the environment and clients

• Demonstrated interpersonal, organizational and analytic skills

Education:

• MBA/ Chartered Accountant

Job Family Group:

Risk Management

Job Family:

Credit & Portfolio Risk Management

Time Type:

Full time

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries (“Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm) .

View the “EEO is the Law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf) ” poster. View the EEO is the Law Supplement (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf) .

View the EEO Policy Statement (http://citi.com/citi/diversity/assets/pdf/eeo_aa_policy.pdf) .

View the Pay Transparency Posting (https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf)

Citi is an equal opportunity and affirmative action employer.

Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.