Cosmofeed Looking For Risk Manager at Gurugram, Haryana, Full Time

Job Title: Risk Manager

Location: Gurgaon

About the Role:

We’re looking for a skilled Risk Manager to join our team at SuperProfile. As the leader of our Risk Management function, you’ll play a critical role in identifying, assessing, and mitigating risks across our payments and transaction ecosystems. Your expertise will help us ensure secure, scalable, and compliant experiences for our users.

Responsibilities:

1. Risk Analysis & Monitoring

  – Analyze payment transaction data to identify potential risk patterns and anomalies.

  – Develop and maintain risk models to detect suspicious activity.

  – Collaborate with cross-functional teams to implement risk mitigation strategies from onboarding to activation to offboarding a seller on the platform.

2. Payments & Transaction Risk (CORE FOCUS)

– Monitor and report on payment transaction risks across UPI, cards, wallets, and merchant flows.

– Strengthen onboarding controls (KYC/KYB, merchant underwriting, synthetic ID detection).

– Implement advanced transaction monitoring: rules engines, velocity limits, device fingerprinting, behavioural analytics, anomaly detection.

– Oversee disputes, chargebacks, and merchant fraud, driving root-cause fixes and recovery strategies.

– Balance secure yet frictionless journeys for customers and merchants.

– Identify and assess potential risks, including operational, and regulatory risks.

– Develop and implement controls to mitigate risks and ensure compliance.

3. Fraud Risk Management

  – Assist in leading fraud risk management efforts across consumer and merchant channels.

  – Collaborate with teams to implement fraud prevention measures aligned with global best practices.

4. Risk Reporting & Insights

  – Develop and maintain risk dashboards and reports to provide insights to senior management.

  – Identify and communicate emerging risks and trends to stakeholders.

5. Compliance & Regulatory

  – Ensure compliance with relevant regulations, including Government Directions and data protection laws.

  – Collaborate with teams to implement regulatory requirements and maintain audit readiness.

Requirements:

• Experience: 3-4 years of experience in risk management, payments, or a related field, with experience working with payment gateways, marketplaces, or creator economy platforms a plus.
• Skills:

  – Strong analytical and problem-solving skills.

  – Experience with risk management frameworks and tools.

  – Excellent communication and collaboration skills.

  – Ability to work in a fast-paced environment and adapt to changing priorities.

Nice to Have:

– Experience with payment gateways, creator economy platforms, or fintech companies.

– Knowledge of machine learning-based risk models and data analytics tools.

– Familiarity with regulatory requirements and compliance frameworks.

This role is designed to lead the Risk Management function at SuperProfile, and the ideal candidate will have a strong analytical mindset, excellent communication skills, and experience working in a fast-paced environment.