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Private Jobs / Private Sector
CSB Bank Hiring for Credit analyst- Wholesale Banking at India Full Time
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Overall purpose of the job-To build and nurture relationship with clients in the corporate segment and generate business and revenue for the bank. To handle 30 to 35 clients at any time. To sell and cross sell various products offered by the bank to these customers.
Sourcing
Credit Underwriting & Credit Rating
Pre and Post disbursement
Product
Credit analyst- Wholesale BankingMFT955
-
OthersMumbai Fort
Required Experience
3 – 4 Years
Posted On
26 Apr 2022
Basic Section
No. Of Openings
1
Grade
NA1
Designation
Others
Closing Date
25 May 2022
Organisational
Organisation
CSB Bank
Organization Unit
Wholesale Banking
Sub Org Unit 1
Others
Sub Org Unit 2
Others
Sub Org Unit 3
Others
Sub Org Unit 4
Others
Sub Org Unit 5
Others
Sub Org Unit 6
Others
Skills
Skill
RELATIONSHIP MANAGEMENT
CREDIT UNDERWRITING
CREDIT RATING
CROSS SELL
FINANCIAL STATEMENTS
CREDIT
DISBURSEMENT
Minimum Qualification
GRADUATION
CERTIFICATION
No data available
Working Language
No data available
Job Description
Overall purpose of the job-To build and nurture relationship with clients in the corporate segment and generate business and revenue for the bank. To handle 30 to 35 clients at any time. To sell and cross sell various products offered by the bank to these customers.
1. Key Performance Areas
Sourcing
- Conduct market study and prepare market maps to streamline sourcing
- Cold-call on potential clients and constantly track their demand for banking requirements
- Conduct market visits and promote Bank’s various products to prospective customers
- Periodically visit existing customers and identify opportunities for up-sell and cross-sell
- Participate in product promotion events organized in partnership with key industry stake holders
- Respond to loan requests received through external channels – Financial Advisory service providers, Chartered Accountants, etc
Credit Underwriting & Credit Rating
- Collect KYC documents, financial statements and other collateral related documents from borrowers
- Conduct borrower and collateral de-dupe checks in the system
- Coordinate with credit analysts and complete minimum eligibility checks
- Conduct personal discussions, perform secondary research & prepare market study reports
- Analyze financial statements and credit score applications
Pre and Post disbursement
- Coordinate with borrower to accept the sanction letter complete signing of loan agreement and T&C documents
- Coordinate with Credit Admin team for completing compliance checks before disbursement of credit facility
- Coordinate with Central Operations team for account opening
- Monitoring of the account post disbursal
- Ensure compliance with sanction terms
Product
- Assist Product Team in new product launches by conducting market studies
- Conduct marketing activities to promote new products launched
- Any other tasks assigned by the bank