DBS Bank Hiring for RM, Cross Industry at Pune, Maharashtra Full Time

Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange. Through our continued commitment, DBS has cultivated long-standing relationships with its customers in the region that are based on account relationship management, service differentiation, product development and rigorous credit standards.

Job Purpose :
Supporting Sr. Relationship Manager in day-to-day tasks for Strategic Group accounts.

Preparing credit proposals and holding discussions with RMG to ensure timely Credit Approvals.

Monitoring KYC / Signature updation requests.

Documentation and support for Transaction disbursements.

Portfolio monitoring for any signs of stress.

Key Accountabilities

Accountable for preparation of credit proposals, Arrange for Credit Approvals by discussing with Credit Approvers, Documentation and Disbursement of the facilities.

Ensure compliance with all internal & external guidelines.

Assist SRM in

Manage complete transaction flow end-to-end

Monitor portfolio

Achieve revenue / ROE / business targets

Understand client requirements and identify Cross sell opportunities along with Product partners.

Keep a close contact with client at various levels to ensure smooth and timely flow of information.

4. Interaction with internal partners, develop working relationship with internal team such as RMG, CCU, T&O, L&C, GTS & T&M. Interacting with External Clients for gathering information for day-to-day business.

Required Skills :
MBA or CA with relevant number of years of experience in banking is preferable.

Overall 3-6 years of experience in corporate or commercial banking.

Understanding credit proposals / credit approval process.

Understanding of products.

Sound understanding corporate & commercial banking, products, credit proposals & approval processes, internal guidelines & policies.

Understanding of regulatory guidelines on banking policies issued by RBI (local regulations in India) and local laws and regulations that impact businesses in general.

Understanding of KYC requirements & Anti-money Laundering Policies are critical.

Knowledge of financial markets and products to assist in meaningful dialogue with client.

Financial Analysis and research capabilities. Evaluation of credit risks involved in credit proposals.

Primary Location: India-Maharashtra-Pune-eLVB

Job: Relationship Management

Schedule: Regular

Employee Status:
Full-time

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Job Posting: Aug 14, 2023, 7:18:42 AM