Greenizon Agritech Consultancy Hiring for Credit Analyst at Mumbai, Maharashtra, India Full Time

Job Description

Credit Analyst

Located in Mumbai, Maharashtra, India

ABOUT THIS JOB

Employment Type: Full Time
Industry : Financial services Company Type: Private

SKILLS

Financial Statement Analysis Credit Analysis

JOB DESCRIPTION

Join Jai Kisan as a Credit Analyst! We’re looking for an experienced Credit Analyst to come in and help us take our team to the next level. Roles & Responsibilities:

• Comprehensive analysis of credit proposals, financial statements, performance, projections and other information to assess the credit worthiness of the entity.
• Ongoing monitoring of the portfolio – analysing credit risks at the transaction and portfolio level.
• Identification of Early Warning Signals for signs of stress in portfolio companies and working with business team in devising appropriate mitigation strategies, wherever required. Ensuring understanding of the risks and opportunities for each credit exposure across the Portfolio.
• Conducting ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts.
• Engaging with Credit Administration (operations team), Legal, Audit, Compliance, Tech and other stakeholders as appropriate for all credit processes.
• Creating CAMs & reports to be sent to the Lenders and ensuring that documents are consistent and uphold to the Lenders standards.
• Participating in discussions to present your ideas to the senior members to help them make balanced decisions.
• Mapping developments in the Rural economy and understanding implications of the latest trends on the portfolio and credit decisions.

Jaikisan at a glance

• Team of >500 people
• Located in Mumbai, Maharashtra, India

About Jaikisan

OUR VISION: Jai Kisan was founded with the vision of making financial inclusion a reality for rural individuals and businesses. Jai Kisan today provides digital financial services starting with credit for online and offline, income generating, rural commerce transactions. THE PROBLEM WE ARE SOLVING: Informal credit by the merchant or seller is an expectation for customers and not a value-added service in rural India. Lack of formalized credit poses a dire and imperative challenge for rural businesses to grow. WHAT WE DO: Jai Kisan has leveraged the captive relationship between the business and the farmer and rural individuals in a B2B2C manner to deploy credit to farmers and rural individuals en masse in a sustainable manner working with 700+ organized and unorganized entities in the space with a cumulative customer base of over 1.5 lakh rural individuals including farmers. By empowering rural businesses through point-of-sale/purchase credit, Jai-Kisan has helped create scalability for rural businesses and helps deploy low-cost formal credit to farmers and other rural individuals. OUR INVESTORS: Jai Kisan has raised US $30mn in Series A funding led by Mirae Asset with participation from Syngenta Group Ventures, existing investors and others, prior to this, Jai Kisan had raised US$ 4mn in a pre-Series A funding round led by Arkam Ventures. Also joining in the round was NABVENTURES — the VC arm of Indian development finance institution (DFI), the National Bank for Agriculture and Rural Development (NABARD) in its first-ever private investment. WHO WORKS AT JAI KISAN: The Jai Kisan team is dedicated towards executing our mission and is passionate towards supporting the transformation of rural India. An entrepreneurial attitude and passion to drive results are core values we seek in every member of our team. Our team comes with varied industry experiences from experienced product builders to industries such as private equity, management consultancy and much more. We pride ourselves on having a dedicated professional team focused on building world class solutions to deliver sustainable financing to rural India.