HDFC Bank Hiring for Retail Assets – Gold Loan – Sales officer – UJJAIN NIKAS CHOURAHA at Ujjain, Madhya Pradesh Full Time

Retail Assets – Gold Loan

Job posted on

Aug 24, 2023

Employee Type

Permanent-Sales Vertical

Experience range (Years)

1 year – 3 years

Group Company: HDFC Bank Limited

Designation: Retail Assets – Gold Loan – Sales officer

Position description:
Responsible for sourcing business for the Gold Loan team

Primary Responsibilities:
Sourcing Business- Solely responsible to source business through open market

Need to create database of potential customers using lead generation tools

Will work in catchment area and seek out new sales opportunities for driving revenue

Relationship with customers:
Sales Officer need to build and develop good relation with customer’s and cater their gold loan needs according the requirement

Need to sustain long-lasting relations with customers to focus more renewals of loan.

Promotional Activities:
Need to generate more business for team by conducting promotional activities like distribution of leaflet, canopy activity, ATM activities

Need to conduct activities in residential & industrial places to create awareness of Gold loan amongst people.

Cross Selling:
Login FTR files at Local Ops/RAOPS

Follow up with the Local Ops/RAOPS and ensure all cases are disbursed timely and not screwed towards the end of the month.

Additional Responsibilities:
Processing Rights:
Will be having rights of maker in LOS and has to initiate transaction in the system

Sales officer will be signatory to the documents pertaining to the loan and mandatory presence is required during the processing of loan

He is also construed as a pseudo custodian for the entire transaction

Need to ensure all KYC copies are checked with originals and signed OSV, if required need to collect documents from customer’s residence as per policy requirement

Educational qualifications preferred

Category: Bachelor’s Degree, Master’s Degree

Academic score: 50% +

Required work experience

Industry: BFSI

Role: Sales

Years of experience: 1 to 3

Required Knowledge:
Work experience in the profile

Required Skills:
Good Team spirit

Inter personal skill

Time / Team Management

Good communication skill

Other:
Reporting Designation: Sales Manager – GL

Reporting Department-Sub BU: Retail Assets – Gold Loan

Specific requirements

Travel: Customer Visits

Other details