IDFC FIRST Bank Hiring for Associate Relationship Manager at India Full Time

Location: Delhi/Chennai/Bangalore/Hyderabad/Kolkata/Ahmedabad/Pune/Mumbai

Key Responsibilities:
Assisting the Senior Relationship Managers / Relationship Managers in management of clients.

Undertaking credit appraisal and analyzing factors such as income growth, market share, risks associated with business, industry, balance sheet analysis etc., across sectors.

Liaisoning with Credit Risk, Compliance teams to get the credit memo approved internally

Loan disbursement & documentation function including liaison with legal, compliance, other teams.

Supporting RM’s in maintaining credit hygiene of their portfolios by tracking principal/interest payments, LC/BG maturities/expiry and following up with the customers/other internal departments.

Handling various CAD covenant and Early Warning Signal meetings with appropriate responses for each observations and minimizing client’s covenants overdue. Ensuring overall portfolio hygiene.

Handling transaction activities w.r.t. account opening, FD placement, etc.

Plant visit, regularly interacting with clients, external rating analysts and maintaining call reports

Analyzing quarterly financial performance, stock statements, stock audit reports and highlighting trends and deviations