CSB BANK Hiring for Credit Analyst at Mumbai, Maharashtra, India Full Time

Job Description

Credit Analyst – Wholesale BankingMFT4298

• Wb Credit AnalysisWholesale Banking

• Required Experience
  5 – 10 Years

  Posted On
  26 Apr 2022

Basic Section

No. Of Openings
1
Grade
M1
Designation
Manager
Closing Date
25 May 2022

Organisational

Organisation
CSB Bank
Organization Unit
Wholesale Banking
Sub Org Unit 1
WB Credit Analysis
Sub Org Unit 2
Others
Sub Org Unit 3
Others
Sub Org Unit 4
Others
Sub Org Unit 5
Others
Sub Org Unit 6
Others
Country
India
Geographic Zone
West
State
Maharashtra
City
Mumbai
Worksite
Wholesale Banking
Worksite Code
1008

Skills
Skill
CREDIT ANALYSIS CREDIT EVALUATION CREDIT MANAGEMENT CREDIT OPS CREDIT RISK
Minimum Qualification
MBA CA,CWA,CS ICWA M COM MSC
CERTIFICATION No data available
Working Language
ENGLISH HINDI MARATHI

To build and nurture credit portfolio in the corporate segment and maintain the highest asset quality standards. To handle 30 to 35 clients at any time. To assist the relationship team to build the credit portfolio and achieve his/her business targets.

• Visit leads identified by/RM for conducting personal discussion and evaluation of business and management related risk
• Carry our customer due diligence and discuss with RM/BM whether to take the case forward or not using the GO/NO GO criteria.
• Conduct financial statement analysis – Ratio analysis and Cash flow analysis
• Conduct Credit Rating of the borrower and the facilities extended
• Review the industry performance through external research reports.
• Review property valuation reports and ensure compliance to valuation guidelines
• Compute credit limits and RAROC for loan applications
• Submit proposals to the appropriate sanctioning authorities for sanction of the proposal.
• Liaise with CCH/RCH for early sanction of the proposal and obtain sanction letter from RCH/CCH within specified turnaround times.
• (j) Issue sanction letter and obtain sign of from CAT.