IDFC FIRST Bank Hiring for Cluster Manager-Micro Business Loans at Rānchī Full Time

Job Title –

Cluster Manager- MBL

Place of work

– Mumbai

Business Unit

– Retail Banking

Function

– Micro Business Loans

Job Purpose:
The role entails scaling up the business for the Micro Business Loan lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs.

Roles & Responsibilities:
Target and Manpower planning for the region

Ensure recruitment and training of manpower – Branch manager/Branch Sales Managers/BCM/BOM

Will be responsible for meeting disbursements targets month on month.

Identifying business clusters with high potential and execute penetration strategies.

Tracking and improving branch profitability and portfolio quality

Meeting business target including Fee income and cross sell

Monitoring and mentoring the team and creating career path for team

Keeping a regular track of competition and reporting new products / market developments to upstream.

Managing the X bucket collection and overall portfolio management

Managing internal and external audit compliance

Managerial & Leadership Responsibilities:
Mentor and coach senior team members to percolate ethos of customer centricity, innovation, compliance and integrity

Attract & retain best-in class talent to meet Bank’s rapid growth targets

Educational Qualifications:
Graduate – Any

Post Graduate – Any

Experience:
Minimum of 10-12 Years of experience with atleast 5 years in MSME or Micro funding.